Payments: We accept payments by paypal that is truly trusted and secure service we have used for over past 6 years and have not had one issue with fraud with them, its 100% safe and secure. We do not do wire transfers of any kind. Payment can also be made by check, once funds cleared software or item purchased will be sent.

DVD Software Sales & Seminar Sales: NO REFUNDS ALL SALES ARE FINAL

All software sales are final ! There are no returns or credit once the order has been placed and your credit card billed or processed through PAY PAL or Authorize.net credit card processing.. You may not return the product and demand a refund, as you were supplied the software and copyrighted trading manuals, which you could of easily copied the software which is also illegal. You can not change your mind few days later and say I want to cancel the order, once your submit the order form to us and your credit card is billed all sales are final ! NO REFUNDS. If you bought a DVD and the product is damaged and not working you must send us back the defective DVD and we will issue you a fully working DVD. This has yet to happen on any of our orders. If you are attending one of our seminars note that once you order and the credit card or pay pal account has been billed there are NO REFUNDS.

Fees and No Refund Policy. All software, seminar, chat room, or newsletter fees will be charged to your credit card or paypal account in order to use are services, or subscribe to our newsletters. You understand and agree to pay the fees stated upon ordering. You agree to pay the fees associated with the use of the www.trading123.net  and its services by providing us with a valid credit card or through pal pal account. You hereby certify that you are the authorized user of the credit card and that we take credit card fraud and non-payment very seriously. We may work with law enforcement agencies and private parties to address these issues if and when they occur. All purchases are Final ! Trading123.Net enforces a 'No-Refund Policy' and will not refund fees for any membership, mentoring, newsletter or software or seminar purchase. Once you ordered a service you agree to pay in full and there are no partial refunds for any reason. Any charge-backs resulting from a purchase that falls under the 'No Refund Policy' that are not reversed will be sent to a collection attorney for immediate processing and will incur a $75.00 charge in addition to the disputed amount per disputed item, and we are consumer reporting agency and with your name and address will be able to get you SSN Number and will put the amount on any unpaid or returned or cancelled order on any customer's credit report. This will affect your credit and the ability to get credit, as you can see we are serious about are business. You understand that, unless otherwise agreed to in a writing by Trading123.Net, you will be charge fees as published on the Trading123.Net at the time each search is ordered.. If you suspect that unauthorized use of your credit or your account is taking place, you must notify us immediately.

Software Return Policy: Trading123.Net guarantees that all software packages or DVD's  sent to the customer via download or by mail contains all of the items ordered by the customer for the price they paid and the item they ordered. All items are in working order. All DVD's and software is fully tested and proven to work before it is sent out. For any reason If the item is damaged or does not operate properly, the customer must contact Trading123.Net  within 15 days of receiving the merchandise and a new DVD or software file will be sent if damaged. There are" NO REFUNDS " or "I Changed my MIND" don't want it anymore no excuses will be accepted you bought it you own it forever.  All software sales of indicators and trading systems are final.  Software may not be returned as the purchaser may have copied it, or tried to clone it.  Any and all purchases that result in a chargeback, will result in us immediately deactivating any and all of your copy of the software and machine ID's and user names eliminated forever from the database of authorized users.

Software Products & Warranty:    Trading123.Net warrants that all software purchased from our web site and furnished to the purchaser by email download will be free of any defects and workmanship under normal use. If for any reason the files of any software are found to be defective within 48 hours or downloading the software, Trading123.net will replace any corrupted software, and work with the purchaser to resolve any issues.  If we cannot resolve on our end, the purchaser will have to contact Ninja Trader software support and have them look at there trace and log files to fix the problem. Sometimes there could be a conflict with the users computer settings that may cause an issue. All software has been tested and in fine working order before it is sent.   All our software products are distributed and licensed as is. The customer must determine to there extent, the use of the software and if its suitable to there level of trading. There are no warranties, guarantees or promises of any kind as to their performance, as each trader has a different level of education so no guarantees can be made that you will get the same results we do. In no event shall Trading123 be accountable for any or all  financial losses or costs from the use of any of are software. Any chargeback brought on by the consumer, we be investigated to the fullest, and that consumer will no longer be able to purchase any items from our web site. Any new purchases will be refunded, as it is complete waste of time gathering all the info to defend these chargeback's when the software and DVD's all work.

Limitations on Use. By subscribing to TRADING123.NET newsletter or chat room you AGREE that the information contained within the newsletter is for a single purchasers use only and your email address. It may not be copied, redistributed, published, broadcast, circulated or emailed, to any friends, clients, investors, or sold  to any third party without the written consent of TRADING123.NET. The daily newsletter is not for swing trades, and is based on technical analysis, and to be used for educational purposes for intraday paper trades. Our entry and exits points may vary from your results as the market moves quickly.  You also AGREE not to use any information in the newsletter for any unlawful purpose. Any violation will result in you subscription being cancelled, with no refund, and you will not be able to subscribe again. Past performance is no guarantee of future results. You agree to hold TRADING123.NET completely harmless as a result of subscribing to the newsletter. TRADING123.NET reserves its right to make changes to the Membership Fees at any time it seems necessary. And may cancel or refuse any membership it deems necessary. Any competing chat room moderators or members are not allowed access to our chat room. Each individuals success at day trading depends on there education, background, dedication to learn, desire and motivation to be successful. If you do not take the time to learn the stock market it will be hard for you to continually make money.

Software Purchases, Pay Pal Membership, and Cancellation

Once you have purchased a product through PayPal or through are credit card processing service with authorize.net all sales are final. There are no returns, refunds, or sorry i changed my mind excuses, you bought the software you own it for ever. . Once payment is cleared all software orders will be sent to your email supplied in PayPal..

Our Newsletter & Chat Room membership is handled by Pay Pal. The subscription rate is $100 a month for the daily newsletter which is published each morning the market is open. Chat room access is $250 a month. The fee is billable on a reoccurring basis, or month to month and will renew every 30 days. It is the MEMBERS responsibility to know the expiration date of there monthly MEMBERSHIP. This can be easily checked by logging into your Pay Pal account. To cancel your membership you must log into your Pay Pal Account and cancel through Pay Pal. Your membership is your responsibility and we can not keep track of all members and there membership as it is to time consuming and that's why we set it up with paypal.. In the event that I cancel my MEMBERSHIP prior to my current subscription period being used up for the month, I am not entitled to any credits or refund for my unused MEMBERSHIP term. The membership is good for the entire 30 days so if you cancel ahead of time will not affect your daily access to the chat room or newsletter membership. If I cancel my membership and I wish to rejoin the site, I understand I will have to reapply through the Pay Pal for the subscription I choose. Reactivation of a canceled membership is based on the discretion of TRADING123.NET  and should a MEMBERSHIP reactivation be turned down, TRADING123.NET  is under no obligation to provide a reason for the denial of MEMBERSHIP. We do not offer any refunds on membership, all sales of DVD's are final and are not returnable under and circumstances. If you get a defective DVD by chance, a new DVD will be sent to you at no extra cost. DVD material is viewable on line in the membership area so there is no excuse for not being able to view the DVD info.  All training and or mentoring is also handled through Pay Pal and is billed at a one time set fee for the service you order and there are no refunds as stated in our refund policy above.

Credit Card Orders and Cancellation When paying for newsletter, or chat room membership by credit card your credit  card will be billed for upon ordering membership. The membership will renew every 30 days and your credit card will be billed the amount for membership at that time. If you wish to cancel your membership at any time simply email us at trading123net@yahoo.com with your name and will will not re-bill the credit card when it comes up for monthly renewal. Your membership will remain in effect for the full 30 days. Again there are no refunds on any memberships.